Information Source: SOUD LAW
If you look closely, you may show a vehicle being T-boned at a crossroads in downtown Jacksonville, Florida. There was a significant disagreement of view on how the incident occurred since the offender began to back up and relocate his car right away.
It’s a good thing we have video. This is a real-life case study. Do you believe it’s not so bad? Unless you consider that the driver and his wife, both in their 40s, both had neck fusion surgery roughly six months after the accident.
The following is a helpful tidbit:
Don’t put it off, get a lawyer now. We need to gather as much evidence as we can before making a final decision. Increasingly, individuals aren’t telling the truth, even when they’ve made a mistake.
This situation was also handled without the need of filing a lawsuit.
The following are some basic legal principles:
The extent of impact damage and human bodily injury is clearly a matter of degree. A delay in bringing in a legal team causes evidence to deteriorate. After a long period of time, we don’t know the full extent of the harm done to the human body by an accident.
The video footage is long gone by this point. Forgotten evidence from eyewitnesses A security camera’s hard disc will overwrite itself when it is full, often within a week or two.
Secondly, I observe individuals veer from one extreme to the other. Allow yourself to accept that your emotional state may fluctuate after a Car Accident (MVA). “Oi.” is all they can say on certain days. “Let’s all just live our lives and let others do the same.
“There’s also the “hyper-aggressor,” who’s on the opposite extreme of the scale. “Someone’s got HELL to pay for what this vehicle accident has done to me!” is how this individual feels about the situation.
3) Financial strains exacerbate the problem, particularly if you start receiving medical bills in the mail or get phone calls from bill collectors.
Pain is neither amusing nor enjoyable. It’s never-ending. If left unchecked, it may lead to a mental breakdown like the insidious drip of Chinese water torture.
To describe “pain and suffering” is to describe what causes you to feel as though your life is in a constant state of decay. It’s not, is it? We must stop this in its tracks.
If you’ve been in a vehicle accident or a motorcycle accident, things will level off and you’ll realize that you weren’t a target; you were not singled out, and you have to battle (or pay a legal advocate) against an industry stacked against you.
There is no doubt that insurance companies exist only for the purpose of making money. They collect your insurance payments and invest the money in profitable ventures. Things like the stock market are among the investments that one may make.
Returns rise in direct proportion to the length of the investment. They do not want to sell their investment if they seek compensation for a claim that they have made. Auto insurance companies essentially live and thrive on keeping your money.
They collect less in premiums than they pay out in claims. While premiums are collected and claims are paid, insurance companies make a profit through the interest they receive on their investments.
My experience has shown me that the claims offices of insurance companies modify their conduct based on the state of the economy and markets.
Claims will be denied if management delivers a loud bullhorn message to the claims office stating “stop paying claims” when the economy and stock market are down.
As time goes on, it will happen. Sooner or later, most people will come to the conclusion that the only way to achieve the fundamental, fair, and reasonable remedy they need is to hire an attorney. Furthermore, there will be a FIGHT. Why is it the case? In a nutshell, this is what we’re talking about.
7) Those who work in the claims office are known as adjusters. A claim is being “adjusted” as a result of their actions. Their day begins with the ritual of brushing their teeth and combing their hair, and then they go to work where they are not paid!
Because they don’t pay you enough, they’re promoted and given increases because of it. For your insurance company to accept every single check (or Bill Pay) you write them without hesitation or pause, every single month.
When you attempt to make a valid claim, you are hit with a barrage of criticisms that make you feel like an advantaged sue-happy bit of scum.
This is obviously not the case for most adjusters. It’s likely that the vast majority of people will treat you with respect and courtesy.
Then then, don’t get me wrong. Their goal here is to guarantee that they pay you as little as possible by documenting their file with as much information as possible. Aside from that, they’ll be avoiding you like the plague until they’ve finished their work on one file/claim after another.
Last but not least, a little message to my fellow Christians
If you’re a Bible-believing Christian like me, you’ll think of the Scriptural passages in 1 Corinthians 6:1–20 or Matthew 5:25, which instruct us to resolve our differences and not sue one another. State Farm is referred to as a “brother” in the context of the passage. When it comes to snake species, what about Allsnake? These are corporate behemoths, like a Las Vegas bookie, who are making the decisions and calculating the odds. Inquire whether the Bible is referring to what you see in paragraphs 5, 6, and 7. It’s not the case at all. Not at all.
Truthfully, it’s not all that easy, but that’s all there is to it. There’s a lot more out there, and I’m delighted to point you in the right direction.
Jeff Soud is the author of this piece.
To-Do List Priority
- Pay attention to your medical treatment.
- Yes, get a lawyer on the matter as soon as possible; we need to gather evidence and establish a case. In your instance, the testimony of police officers and accident reports are not admissible. The onus of proof is with you, the plaintiff. Developing evidence is an important part of making your argument. Witnesses are being questioned. Scenes and injuries documented by photography.
- If you have any outstanding debts, don’t be concerned; we’ll work with the creditor to find a solution.
- Expect this process to take anywhere from six to nine months from the date of the accident to an opportunity for a settlement.. The timing is dictated by the progress of your medical treatment. So, take a deep breath and refer to step 1 again.
Additional Info & Downloads
One thing you have to understand, and it is critically important: an at-fault driver is NOT required to buy insurance to cover YOUR bodily injury resulting from the crash.
This doesn’t mean that driver is illegal. This simply means they didn’t have enough money to buy insurance to cover the people they hurt. By my estimation, one and four cars don’t have enough coverage for you or your family.
So to be one of the most important coverages on your automobile policy is what’s called “UM coverage”. UM stands for “uninsured” or “underinsured” motorist coverage. If this is not familiar to you then definitely check out the
“How To Buy Insurance” taught to you by a lawyer who practices in this area and is not a salesman trying to sell you something. This talks about the important coverages that I get for me and my family.
From soup to nuts, here’s Florida Law if you’re really nerdy like me.
Check these out. Call me if you want to discuss it.
Title XXXVII INSURANCE
Chapter 627 INSURANCE RATES AND CONTRACTS
Related Article: Soud Law Firm Personal Injury Attorneys